Here’s the Deal:
- Full Circle Financial Services, LLC is a legitimate debt collection agency, but don’t let your guard down- legitimate companies still break laws and stack up a long list of complaints
- Debt collection agencies are hired by credit card companies and debt buyers to recover past-due balances from debtors
- Settle with Full Circle Financial Services, LLC on your own or let our debt relief law firm lead the way
Full Circle Financial Services, LLC is a legitimate debt collection agency, but don’t let your guard down- a legitimate company can still break laws and stack up a long list of complaints. If you have debt with Full Circle Financial Services, LLC and can’t pay it in full, you can settle your debt for less than the full balance owed. First, you need to make sure the collector is legit, then you can strike a deal on your terms.
In this article, you’ll learn what happens when you don’t pay Full Circle Financial Services, LLC and when its time to call a debt settlement attorney.
Full Circle Financial Services, LLC is a Debt Collection Agency
If you’re receiving calls and letters from Full Circle Financial Services, LLC, they’re probably contacting you about unpaid credit card debt, personal loans, or other past-due bills.
If you don’t Pay Full Circle Financial Services, LLC…
When you owe credit card debt and are being contacted by a collection agency, it’s important to take action and create a plan to pay the debt.
If you don’t pay Full Circle Financial Services, LLC (or any debt collection agency) they’re generally left with the following options. A collection agency may:
- Continue calling, sending letters, and reporting to the credit bureaus,
- send it back to their client (the original creditor or debt buyer that hired them),
- suggest the account to a debt collection law firm to consider filing a debt collection lawsuit, or
- hold the account for future collection.
While some of these outcomes may not seem too bad, it’s important to keep in mind that not paying off a debt may hold you back from achieving financial goals, such as buying a home or vehicle. Not only that, but a debt collection lawsuit can lead to wage garnishment, bank levy, property liens, and more.
You can settle with Full Circle Financial Services, LLC yourself or let our debt relief law firm lead the way. We’ll help you understand your options, resolve your debt and move on with your financial future. Either way, since the risk of debt can range from pesky calls to wage garnishment and seized property, it’s crucial to have a plan to deal with the debt.
How To Contact Full Circle Financial Services, LLC (and not a scammer)
The following information is subject to change and should be confirmed by visiting their website directly. Full Circle Financial Services, LLC presently lists its contact information as follows:
Address:
444 Highway 96 East
P.O. Box 64378
St. Paul MN 55164-0378
Phone Numbers:
800-279-7244
866-628-7811
FAQ’s: Settling Debt with Full Circle Financial Services, LLC
Is Full Circle Financial Services, LLC Legit?
Yes, but don’t let your guard down. The FDCPA sets the rules, and debt collectors still break them.
What is the Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act is a federal law that regulates the collection of consumer debt by debt collectors. A debt collector cannot call too early or late, use profanity, share false information, and more.
Is Full Circle Financial Services, LLC a law firm?
No, it is not a law firm and cannot file a debt collection lawsuit without retaining an outside attorney.
Can I settle with debt collection agencies myself?
Yes, you can settle debt yourself, but it’s important to be aware of the risks.
Can a debt relief law firm help?
Yes. Our debt relief law firm can pursue settlements and payment plans with Full Circle Financial Services, LLC. We may also request debt validation, stop collection calls, minimize wage garnishment risk, sue debt collectors, and defend debt collection lawsuits if necessary.
Will debt settlement show up on a credit report?
Debts settled with Full Circle Financial Services, LLC may appear on your credit report with phrases like “Settled in Full” or “Settled for less than full amount owed.”
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