Here’s the Deal:
- If you’re receiving calls and letters from D&A Services, LLC, they’re probably contacting you about credit card debt, personal loans, or other past-due bills
- Delinquent debt may hold you back from achieving financial goals, like buying a home or car, or lead to wage garnishment, bank levy, property liens, and more
- Settle with D&A Services, LLC on your own or let our debt relief law firm lead the way
D&A Services, LLC is a legitimate debt collection agency, but don’t let your guard down- a legitimate company can still break laws and stack up a long list of complaints. In this article, you’ll learn what happens when you don’t pay D&A Services, LLC and when its time to call a debt settlement attorney.
D&A Services, LLC is a Debt Collection Agency
If you’re receiving calls and letters from D&A Services, LLC, they’re probably contacting you about unpaid credit card debt, personal loans, or other past-due bills.
If you don’t Pay D&A Services, LLC…
When you owe credit card debt and are being contacted by a collection agency, it’s important to take action and create a plan to pay the debt.
If you don’t pay D&A Services, LLC (or any debt collection agency) they’re generally left with the following options. A collection agency may:
- Continue calling, sending letters, and reporting to the credit bureaus,
- send it back to their client (the original creditor or debt buyer that hired them),
- suggest the account to a debt collection law firm to consider filing a debt collection lawsuit, or
- hold the account for future collection
While some of these outcomes may not seem too bad, it’s important to keep in mind that not paying off a debt may hold you back from achieving financial goals, such as buying a home or vehicle. Not only that, but a debt collection lawsuit can lead to wage garnishment, bank levy, property liens, and more.
You can settle with D&A Services, LLC yourself or let our debt relief law firm lead the way. We’ll help you understand your options, resolve your debt and move on with your financial future. Either way, since the risk of debt can range from pesky calls to wage garnishment and seized property, it’s crucial to have a plan to deal with the debt.
How To Contact D&A Services, LLC (and not a scammer)
The following information is subject to change and should be confirmed by visiting their website directly. D&A Services, LLC presently lists its contact information as follows:
Address:
1400 E. Touhy, Suite G2
Des Plaines, IL 60018Phone:
Phone Numbers:
(877) 314-4308
Notes:
D&A Services allows debtors (that’s you) to make an offer to settle debt online. D&A Services also advertises a Hardship Program, though it is not clear if this is a formal internal program or if it is simply another effort to convince the debtor to contact them.
FAQ’s: Settling Debt with D&A Services, LLC
Is D&A Services, LLC legit?
Yes, but don’t let your guard down. The Fair Debt Collection Practices Act sets the rules, and debt collectors still break them.
What is the Fair Debt Collection Practices Act?
The Fair Debt Collection Practices Act is a federal law that regulates the collection of consumer debt by debt collectors. A debt collector cannot call too early or late, use profanity, share false information, and more.
Is D&A Services, LLC a law firm?
No, they are not a law firm and cannot file a debt collection lawsuit without retaining an outside attorney.
Can I settle with debt collection agencies myself?
Yes, you can settle debt yourself, but it’s important to be aware of the risks.
How can a debt relief law firm help?
Our debt relief law firm can negotiate settlements and payment plans with D&A Services, LLC. We may also request debt validation, stop collection calls, minimize wage garnishment risk, sue debt collectors, and defend debt collection lawsuits if necessary.
Will debt settlement show up on a credit report?
Debts settled with D&A Services, LLC may appear on your credit report with phrases like “Settled in Full” or “Settled for less than full amount owed.”
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