If you’ve found yourself part of the multitude grappling with debt, and your mailbox has been graced with a letter or even a lawsuit from the debt collection law firm Ras Lavrar, you’re undoubtedly looking for answers. You’re not alone. This journey can be daunting, but it’s crucial to confront the situation head on and arm yourself with knowledge to navigate these high-risk financial waters.
What is Ras Lavrar?
Who does Ras Lavrar collect for?
Can I settle a debt collection lawsuit with Ras Lavrar?
This article will answer all those questions PLUS review options for dealing with debt collection law firms like Ras Lavrar.
Who is Ras Lavrar?
Ras Lavrar is a law firm based in Plantation, Florida, specializing in debt collection. This law firm acts as a debt collector for the creditors or debt buyers it represents. Their goal is to contact the debtors who owe money to their clients to collect payment.
What Debts does Ras Lavrar Collect?
Ras Lavrar represents a broad spectrum of clients, ranging from financial institutions to retailers. They deal with different types of debts, from unpaid credit card debts to auto loans, personal loans, and mortgage debts. Once a debt is acquired by Ras Lavrar, it becomes their responsibility to try to collect that debt. All communications regarding the account will take place between you (or your debt settlement attorney) and Ras Lavrar.
Why isn’t Ras Lavrar on My Credit Report?
While Ras Lavrar represents various creditors, they are not the original lender nor do they own the debt they collect on. It is the responsibility of the owner of your debt to report to the credit bureaus. This means that Ras Lavrar will not likely show up as a creditor on your credit report, but remains the responsibility of your lender or creditor to report payments made to Ras Lavrar on your credit report.
What Should I Do If I Receive a Letter or Call from Ras Lavrar?
If you’re receiving calls or letters from Ras Lavrar, there are actions you can take and rights that protect you as a consumer. First, make sure to understand the debt collection letters you receive. If you are unsure about the validity of the debt, consider seeking legal advice to determine if you should send a debt validation letter. If the debt is valid and you can afford to make payments, ensure that any arrangement is affordable and doesn’t compromise your financial stability.
I have debt with Ras Lavrar, can Ras Lavrar Sue Me?
Yes, Ras Lavrar may sue you for the debt you owe. If you receive a debt collection lawsuit from Ras Lavrar, time is limited, and it is crucial to seek legal assistance as soon as possible.
I owe debt to Ras Lavrar and they stepped over the line, can I sue them for debt collection harassment?
If Ras Lavrar violates your consumer rights, you have the right to take legal action. There are several laws that protect consumers from unfair business practices, including the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Electronic Funds Transfer Act (EFTA), the Truth in Lending Act (TILA), and more.
What if I need more help to resolve debt with Ras Lavrar?
If you need more help understanding your options or need to settle debt with Ras Lavrar, request a free consultation today. From debt collection lawsuit defense to debt negotiation to lawsuit debt settlement and beyond, the expert legal team at National Legal Center is ready to help you #StandUpToDebt.
Schedule a Free Consultation with National Legal Center
If you owe debt to Ras Lavrar and other debt collection agencies, law firms, and financial institutions, we’re here to help. Complete this form to schedule your free consultation.
