How To Protect Yourself From Debt Collection on Social Media
The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 by the Federal Trade Commission to protect consumers from abusive debt collection practices. It aimed to ensure that people are treated fairly and are not subjected to harassment, threatened, or publicly shamed for their debt. The FDCPA governs collection agencies. Calls from your credit […]
How to Prepare for an Economic Downturn
On September 29th, 2008, the stock market crashed. The S&P 500 fell more than 12% in a single day, the most in history to that point. The immediate aftermath was terrifying: homes lost value, banks cut off lines of credit, and people struggled to find jobs. As the recession wound down five years later, a […]
Intentional Budgeting
We know, we know. The word “budget” doesn’t evoke excitement for most of us. On the contrary, it can feel like complete drudgery to even think about streamlining our finances. Still, without putting together a personal financial plan, most people won’t be able to manage their money efficiently. But it’s much more than that! Beyond […]
80 is the New 60. Exploring What It Means to Be an Older American
Older Americans are on the rise. The fun they are having is, too! As baby boomers continue to age, our population is getting older. According to the U.S Census Bureau’s projections, about one of every five people will be 65 or older by 2030. This rapid growth of our senior population will have an enormous […]
4 Money-Saving Tips for Seniors That Aren’t a Drag
Many senior citizens are looking for ways to save money without feeling like they’re missing out on the things that make life worth living. We aren’t dishing out the same-old “senior discount days at the grocery store,” you already know that! There are plenty of ways that seniors can save money without giving up on […]