
Is Debt Settlement Right for Me? How the Process Works and When It Makes Sense
Debt settlement can reduce what you owe and help you regain control of your finances—but it’s not for everyone. Discover how the process works, when it’s the right choice, and key factors to consider before moving forward.

May 5: Student Loan Payments Restart – What If You’re Already Facing Credit Card Debt?
On May 5, 2025, the U.S. Department of Education will resume involuntary collections on defaulted federal student loans. This follows a multi-year pause that began during the COVID-19 pandemic – and it’s a significant shift for borrowers who are already managing other forms of unsecured debt, such as credit cards.

Protecting Your Security Clearance: Addressing Debt-Related Challenges
Unresolved debt can put your security clearance—and career—at risk. Learn how financial issues impact clearance status and what steps you can take to protect it.

Finding Your Financial Flow: Navigating the Rapids of Heavy Credit Card Debt
Midland Funding is well-known in the debt-buying industry. They purchase large portfolios of consumer debt from major banks and financial institutions, often for pennies on the dollar. If you’re on one of the lists they acquire, you can expect letters and calls from Midland Credit Management seeking to collect the debt. The types of debt they collect on are generally unsecured, meaning there’s no collateral backing them up. But who exactly do they collect for?

Who Does Midland Funding, LLC Collect For?
Midland Funding is well-known in the debt-buying industry. They purchase large portfolios of consumer debt from major banks and financial institutions, often for pennies on the dollar. If you’re on one of the lists they acquire, you can expect letters and calls from Midland Credit Management seeking to collect the debt. The types of debt they collect on are generally unsecured, meaning there’s no collateral backing them up. But who exactly do they collect for?