This year, more than ever, it’s important to hit the pause button and consider the impact of our holiday spending. We, the people, currently carry a staggering $1.08 trillion(1) of credit card debt, a historic high that sent heads into the sand faster than Santa sliding down a well-greased chimney!
The drastic reduction in debt collections owes more to a systematic change in debt reporting rather than reflecting genuine financial stability among American households.
A Durable POA is a legal document that gives another person the power to act on your behalf when you cannot do so yourself. This article will discuss what a Durable Power of Attorney is, why it is essential to have one, and how it can benefit you in the long run.
Identity theft occurs when an individual illicitly obtains and uses someone else’s personally sensitive information. This data may include the victim’s full name, Social Security number, credit card details, or other crucial financial information.
In this piece, we’ll delve into the definitions of fraud alerts and credit freezes, their benefits and drawbacks, and how to determine which one suits your circumstances.