Resolve to Become Debt Free in 2022
With the new year upon us, many of us are looking at our current habits, considering lifestyle changes, and settling in on our New Year’s resolutions for 2022. It seems like different trends come up every year. Still, you can always count on the big three: get in shape, improve relationships, and financial resolutions like […]
How To Protect Yourself From Debt Collection on Social Media
The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 by the Federal Trade Commission to protect consumers from abusive debt collection practices. It aimed to ensure that people are treated fairly and are not subjected to harassment, threatened, or publicly shamed for their debt. The FDCPA governs collection agencies. Calls from your credit […]
How to Prepare for an Economic Downturn
On September 29th, 2008, the stock market crashed. The S&P 500 fell more than 12% in a single day, the most in history to that point. The immediate aftermath was terrifying: homes lost value, banks cut off lines of credit, and people struggled to find jobs. As the recession wound down five years later, a […]
Intentional Budgeting
We know, we know. The word “budget” doesn’t evoke excitement for most of us. On the contrary, it can feel like complete drudgery to even think about streamlining our finances. Still, without putting together a personal financial plan, most people won’t be able to manage their money efficiently. But it’s much more than that! Beyond […]
80 is the New 60. Exploring What It Means to Be an Older American
Older Americans are on the rise. The fun they are having is, too! As baby boomers continue to age, our population is getting older. According to the U.S Census Bureau’s projections, about one of every five people will be 65 or older by 2030. This rapid growth of our senior population will have an enormous […]